FAQ

  • Why work with Visible Reign & Associates instead of buying online?

    Because you get personalized guidance, not automated guesses. We provide:

    Honest, family-focused support

    Access to multiple top-rated carriers

    Tailored recommendations

    Coverage options proven to protect families for generations

    You’re not in this alone!

  • What types of life insurance do you offer?

    We offer a variety of coverage options to fit every family’s needs, including:

    Term Life Insurance

    Whole Life Insurance

    Indexed Universal Life (IUL)

    Mortgage Protection

    Final Expense Coverage

    This range allows us to match each client with the plan that best fits their goals, budget, and long-term vision.

  • Do I need a medical exam?

    Most families do not need a medical exam. Many of our carriers offer no-exam, same-day approval policies depending on your age and health history. If a medical exam is needed, it’s free and scheduled at your convenience.

  • How much coverage should I get?

    At Visible Reign & Associates, we take the time to truly get to know you and your family. Once we understand your goals, responsibilities, and what you want to protect, we help you choose a coverage amount that actually fits your life — not just a generic number. Our goal is simple: help you choose protection that brings real peace of mind and works best for your family’s future

  • What if I have pre-existing conditions?

    You can still get coverage. We work with carriers who cover clients with conditions such as diabetes, high blood pressure, cholesterol issues, asthma, anxiety, depression, and more. Every family’s situation is unique — we help you find the best match.

  • How much does life insurance cost?

    Plans typically start around $50 per month, depending on age, health, and the type of coverage you choose. At Visible Reign & Associates, we work closely with your budget to make sure you get reliable protection at a price your family is comfortable with. Our focus is helping you secure the coverage you need without financial strain.

  • Can I change or increase my coverage later?

    Yes. Many policies — including certain IUL and whole life plans — allow you to increase coverage or add riders as your needs grow.

  • How do I get started?

    Just fill out the Free Consultation form or click Book Now to speak with a qualified agent. We’ll walk through your goals and guide you to the coverage that best protects your family